Criminal Legal Risks of P2P Online Loan and Preventive Measures

  • Zhenggang Liu Guizhou University for Nationalities
DOI: https://doi.org/10.18282/l-e.v9i5.2048
Keywords: P2P online loan, Criminal, Legal risk, Preventive measures

Abstract

With the development of science and technology, the Internet and mobile terminals have become popular, which has played a very important role in the development of all aspects. Compared with traditional bank lending, the advantages of P2P online lending are low thresholds and convenient operation. The criminal legal risks presented are mainly illegal money laundering, credit fraud, and illegal fundraising. The main purpose of this article is to explore the criminal legal risks of P2P online lending from multiple perspectives and combine Our own practical experience puts forward corresponding preventive measures, hoping to have certain reference significance for the orderly and healthy development of P2P online lending in my country.

References

[1] Zhang Yu. The improvement of China’s P2P online loan consumer protection legal system-based on the comparison of P2P online loan consumer protection in China and the United States[J]. Modern Economic Research. 2020(02).

[2] Yu Xueyang, Sun Fang, Wang Wei. Research on the long-term mechanism for perfecting the standardized development of my country’s P2P online lending industry in the post-rectification period: an analysis from the perspective of institutional supply[J]. Financial Theory and Practice. 2019(12).

[3] Gu Haifeng, Yan Jun. Internet Finance and Commercial Bank Profits: Impact or Boost——Based on the dual perspective of profitability and profit structure[J]. Contemporary Economic Science. 2019(04).

[4] Tian Jie, Guo Ziyan, Jin Jingyu. Research on the Factors Influencing the Survival Status of P2P Online Loan Platforms in my country——An Empirical Analysis Based on the Data of 3842 P2P Online Loan Platforms[J]. Western Forum. 2019(04).

Published
2021-05-19
Issue
Vol. 9 No. 5 (2020)

Authors contributing to this journal agree to publish their articles under the  Creative Commons Attribution-Noncommercial 4.0 International License, allowing third parties to share their work (copy, distribute, transmit) and to adapt it, under the condition that the authors are given credit, that the work is not used for commercial purposes, and that in the event of reuse or distribution, the terms of this license are made clear. With this license, the authors hold the copyright without restrictions and are allowed to retain publishing rights without restrictions as long as this journal is the original publisher of the articles.